Privacy Policy for LoanCash - EMI Loan Calculator

 LoanCash – EMI Loan Calculator (referred to as “we”, “our”, or “us”).

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application (“App”)

  •  No loan disbursal

  • No user financial data collection

  • Only calculator purpose

    • By installing and using LoanCash, you agree to this Privacy Policy.

    1. Information We Collect

    We value your privacy. Our app does not require you to register or provide any personal information to use its core features.
    However, we may collect certain non-personal data automatically to improve the app experience and display relevant ads.

    a. Personal Information

    We do not collect, store, or share any personally identifiable information (PII) such as your name, phone number, address, or financial details.

    b. Non-Personal Information

    We may collect non-personal information automatically through third-party SDKs such as:

    • Device information (e.g., model, OS version, language)

    • App usage data (e.g., session length, screen views)

    • Advertising identifiers (e.g., Google Advertising ID)

    • Crash logs and analytics for app improvement

    This information is used only to analyze app performance and show relevant ads.

    2. Advertising and Third-Party Services

    Our app uses third-party services that may collect information used to identify you indirectly. These include:

    🔸 Google AdMob

    We use Google AdMob to display ads. AdMob may use cookies, mobile ad identifiers, and similar technologies to serve personalized ads based on your interests.
    You can learn more about how Google uses your information here:
    https://policies.google.com/technologies/ads

    To opt out of personalized advertising, visit:
    https://adssettings.google.com/

    🔸 Facebook Audience Network (Meta Ads)

    We use Facebook Audience Network to serve ads within the app. Facebook may collect device identifiers and app activity to deliver relevant ads.
    Learn more about Meta’s data policy here:
    https://www.facebook.com/about/privacy

    You can manage ad preferences here:
    https://www.facebook.com/adpreferences/ad_settings

    3. How We Use Collected Information

    We may use the information collected for:

    • Improving app performance and user experience

    • Analyzing app usage to identify and fix technical issues

    • Displaying personalized or non-personalized ads

    • Ensuring compliance with legal obligations

    4. Data Sharing and Disclosure

    We do not sell, trade, or share any user data with third parties except:

    • Ad networks (Google, Facebook) for displaying ads

    • Analytics providers (e.g., Firebase, Google Analytics) to monitor app usage

    These third parties handle the data as per their own privacy policies.

    5. Data Retention and Security

    • We do not store personal data on our servers.

    • Non-personal data collected by third parties is retained according to their privacy policies.

    • We implement reasonable measures to protect against unauthorized access or misuse.

    6. Children’s Privacy

    Our app is not intended for children under 13 years of age.
    We do not knowingly collect any personal information from children.
    If you believe your child has provided any information, please contact us immediately.

    7. Your Privacy Rights

    Depending on your region, you may have the right to:

    • Access or request deletion of your data

    • Opt-out of personalized ads

    • Withdraw consent for data processing

    To exercise these rights, follow the opt-out links provided by Google and Facebook above.

    8. Changes to This Privacy Policy

    We may update our Privacy Policy from time to time.
    Any changes will be posted here with an updated “Last Updated” date.
    We encourage users to review this page periodically to stay informed.

    ✅ Complies with:

    • Google Play Developer Policy

    • GDPR (EU General Data Protection Regulation)

    • CCPA (California Consumer Privacy Act)

    • COPPA (Children’s Online Privacy Protection Act)

    9. Contact Us

    If you have any questions or concerns about this Privacy Policy or data handling practices, please contact us at:

    📧 Email: support.loancashapp@gmail.com
    📱 App Name: LoanCash – EMI Loan Calculator